My friend lent me ₹5.2 lakhs, but my cheque bounced because my account was closed. I got a legal notice, but didn’t reply. Now I’ve received a court summons for January. I’m unemployed and a single parent, so I can’t repay the money. What can I do to get out of this situation?

You should immediately consult with a lawyer to discuss your options. They can advise you on the best course of action, which may involve filing a written statement of defense, requesting a payment plan, or exploring other legal avenues to mitigate the situation. Failing to appear in court can have serious consequences, so taking prompt legal action is crucial.