Apni Law Staff asked 3 years ago
I deposited a cheque of ₹8,000 into my bank account on May 2nd, 2016. Unfortunately, it bounced due to insufficient funds in the payer’s account. When I contacted him, he gave me vague excuses. He did return half the money within 20 days of the bounce, but the remaining ₹4,000 is still outstanding. He keeps promising to pay soon, saying things like “I’ll give it today,” or “I’ll deposit it tomorrow,” but nothing happens. I’m worried about losing this money and can’t afford a lawyer to help me. Is there any way I can get my money back?
Best Answer
Apni Law Staff answered 3 years ago
You can file a legal case against the payer under the Negotiable Instruments Act, 1881, seeking recovery of the remaining ₹4,000. Since the cheque bounced due to insufficient funds, this act provides a legal framework for you to pursue this matter and recover your money. You can approach a consumer court or a civil court to file a complaint and get your case heard.
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