My friend is going through a difficult time after her husband’s sudden passing at the age of 36. She’s still coping with the shock, and now her in-laws are trying to control his finances. My friend is unemployed and has a 5-year-old child with special needs (cerebral palsy). She has no income. Her husband had a Provident Fund account. Who is entitled to that money – his parents or his wife? I don’t know if he nominated anyone when he started working. Any guidance would be greatly appreciated.
Best Answer
Under Indian law, a deceased employee’s Provident Fund (PF) account is typically payable to the nominee, if one was designated. If no nomination was made, the PF amount will be paid to the legal heir, which would usually be the spouse. Your friend should contact the PF authorities to clarify the situation and initiate the claim process.
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