My grandfather passed away 50 years ago, and I’ve inherited a house in his name. I want to tear down the old house and build a new one. Could you tell me how to get a home loan on this ancestral property? Also, I’d like to know the process and cost of adding my name to the house, which is currently owned by my father.

For a home loan on the ancestral property, you’ll need to prove your inheritance through a succession certificate and provide the property documents. Adding your name to the house currently owned by your father requires a transfer deed, which can be done through a registered sale agreement or gift deed, incurring stamp duty and registration charges.