Reading: My family bought an apartment in Kochi back in 2003 from a builder based in Bangalore. The flat was never handed over, and despite years of waiting, we’re still facing this issue. Last year, I had a serious accident in the UAE and lost my job, adding to our hardship. After much pleading, the builder agreed to take the apartment back and promised a refund. However, out of the â‚¹33 lakhs we paid, they’ve only returned â‚¹14 lakhs, even after many follow-ups. Three cheques totaling â‚¹16 lakhs are overdue, and we feel the company is deliberately delaying the payment. They’re aware of our financial struggles and the mounting debts we need to clear. What legal action can we take to ensure the full refund?

My family bought an apartment in Kochi back in 2003 from a builder based in Bangalore. The flat was never handed over, and despite years of waiting, we’re still facing this issue. Last year, I had a serious accident in the UAE and lost my job, adding to our hardship. After much pleading, the builder agreed to take the apartment back and promised a refund. However, out of the â‚¹33 lakhs we paid, they’ve only returned â‚¹14 lakhs, even after many follow-ups. Three cheques totaling â‚¹16 lakhs are overdue, and we feel the company is deliberately delaying the payment. They’re aware of our financial struggles and the mounting debts we need to clear. What legal action can we take to ensure the full refund?

Last updated: August 25, 2025 1:17 pm

Apni Law

2 years ago

Law Forum › Category: Property › My family bought an apartment in Kochi back in 2003 from a builder based in Bangalore. The flat was never handed over, and despite years of waiting, we’re still facing this issue. Last year, I had a serious accident in the UAE and lost my job, adding to our hardship. After much pleading, the builder agreed to take the apartment back and promised a refund. However, out of the â‚¹33 lakhs we paid, they’ve only returned â‚¹14 lakhs, even after many follow-ups. Three cheques totaling â‚¹16 lakhs are overdue, and we feel the company is deliberately delaying the payment. They’re aware of our financial struggles and the mounting debts we need to clear. What legal action can we take to ensure the full refund?

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Apni Law Staff asked 2 years ago

My family bought an apartment in Kochi back in 2003 from a builder based in Bangalore. The flat was never handed over, and despite years of waiting, we’re still facing this issue. Last year, I had a serious accident in the UAE and lost my job, adding to our hardship. After much pleading, the builder agreed to take the apartment back and promised a refund. However, out of the â‚¹33 lakhs we paid, they’ve only returned â‚¹14 lakhs, even after many follow-ups. Three cheques totaling â‚¹16 lakhs are overdue, and we feel the company is deliberately delaying the payment. They’re aware of our financial struggles and the mounting debts we need to clear. What legal action can we take to ensure the full refund?

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Apni Law Staff answered 2 years ago

You can file a civil suit in a court in Kochi against the builder for breach of contract and recovery of the remaining amount. You can also seek compensation for the distress caused by the delay and the builder’s knowledge of your financial difficulties.