I’m looking to buy a 1700 sq ft plot (30×60). It’s part of a layout approved around 25 years ago. The seller bought it in 1989 from the original landowner, who gave the power of attorney to someone else. The seller got the ‘patta’ in 2010 and has the original sale deed and a copy of the power deed, but no original or copy of the mother deed. He’s owned the plot since 1989 and there’s no record of any transaction since then in the EC. Is this a safe purchase? Would I be able to get a home loan for this property?

Apni Law
Apni Law
Law Forum › Category: Property › I’m looking to buy a 1700 sq ft plot (30×60). It’s part of a layout approved around 25 years ago. The seller bought it in 1989 from the original landowner, who gave the power of attorney to someone else. The seller got the ‘patta’ in 2010 and has the original sale deed and a copy of the power deed, but no original or copy of the mother deed. He’s owned the plot since 1989 and there’s no record of any transaction since then in the EC. Is this a safe purchase? Would I be able to get a home loan for this property?
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Apni Law Staff asked 2 years ago

I’m looking to buy a 1700 sq ft plot (30×60). It’s part of a layout approved around 25 years ago. The seller bought it in 1989 from the original landowner, who gave the power of attorney to someone else. The seller got the ‘patta’ in 2010 and has the original sale deed and a copy of the power deed, but no original or copy of the mother deed. He’s owned the plot since 1989 and there’s no record of any transaction since then in the EC. Is this a safe purchase? Would I be able to get a home loan for this property?

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Best Answer

Apni Law Staff answered 2 years ago

While the seller has held the property for a long time, the absence of the original mother deed and the power of attorney document raises significant legal concerns. It’s highly advisable to consult with a lawyer to verify the ownership chain and ensure legal clarity before making the purchase. Securing a home loan may be difficult due to the incomplete documentation.

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