Dear Sir, I’m planning to buy a home in Mumbai, around 35 lakh rupees. Many builders promise luxury living, but I’m worried about scams. Can you please tell me which documents I should ask for to verify a builder’s legitimacy? Where can I get these documents checked? Also, is there a way to pay the full amount only at the end of construction but at the initial price? Thank you.

To verify a builder’s legitimacy, ask for their RERA registration certificate, building plan approvals, and land ownership documents. You can check these documents with the RERA authority and local municipal corporation. While paying the full amount only at the end of construction is not typical, you can explore options like escrow accounts or bank guarantees to protect your investment during the construction period.