Reading: An insurance company representative contacted me saying I need to repay â‚¹1 lakh. My brother was involved in a two-wheeler accident two years ago. The other party filed a claim and the insurance company paid. Now, the representative claims I need to reimburse the amount. I’m confused about the reason for this demand. I haven’t received any official letter or notice from the insurance company. My main concern is that if there was an issue on my end, why did the insurance company pay in the first place?

An insurance company representative contacted me saying I need to repay â‚¹1 lakh. My brother was involved in a two-wheeler accident two years ago. The other party filed a claim and the insurance company paid. Now, the representative claims I need to reimburse the amount. I’m confused about the reason for this demand. I haven’t received any official letter or notice from the insurance company. My main concern is that if there was an issue on my end, why did the insurance company pay in the first place?

Last updated: August 25, 2025 1:14 pm

Apni Law

1 year ago

Law Forum › Category: Motor Accident › An insurance company representative contacted me saying I need to repay â‚¹1 lakh. My brother was involved in a two-wheeler accident two years ago. The other party filed a claim and the insurance company paid. Now, the representative claims I need to reimburse the amount. I’m confused about the reason for this demand. I haven’t received any official letter or notice from the insurance company. My main concern is that if there was an issue on my end, why did the insurance company pay in the first place?

Vote Up
282
Vote Down

Apni Law Staff asked 1 year ago

An insurance company representative contacted me saying I need to repay â‚¹1 lakh. My brother was involved in a two-wheeler accident two years ago. The other party filed a claim and the insurance company paid. Now, the representative claims I need to reimburse the amount. I’m confused about the reason for this demand. I haven’t received any official letter or notice from the insurance company. My main concern is that if there was an issue on my end, why did the insurance company pay in the first place?

1 Answers

Vote Up
31
Vote Down

Best Answer

Apni Law Staff answered 1 year ago

This sounds unusual. Under Indian law, if the insurance company has already paid the claim, they cannot generally demand reimbursement from you without a strong legal basis. It’s best to request a formal notice from the insurance company detailing the reason for the demand and the specific legal grounds they are relying on. You should also consult a lawyer to understand your rights and options.