My credit card was fraudulently used, and the bank blocked it. They also charged me interest and fees, which I disputed. After almost two years of emails, they finally refunded the money, but now I owe over 1.5 lakhs! Can I sue them and fix my CIBIL score?

You may have grounds to sue the bank for unfair charges and damages to your CIBIL score. Under the Indian Consumer Protection Act, banks are obligated to protect customers from fraudulent transactions and cannot charge for them. You should consult with a lawyer to explore your legal options and determine the best course of action to resolve this issue and repair your credit score.