I’m really stressed out! Back in October, a customer who’d bought from me twice before, asked for a cheque because the banks were closed for Diwali. He gave me a cheque for ₹2,500 on the 8th, but it bounced because his account was empty. He’s been making promises to pay in cash but keeps dodging me and now won’t even answer my calls. I told him I’d take legal action, but he just brushed it off. Now I really want to pursue this, but how do I go about it? Can I handle it myself, or do I need a lawyer? Any advice would be greatly appreciated!

Apni Law
Apni Law
Law Forum › Category: Cheque Bounce › I’m really stressed out! Back in October, a customer who’d bought from me twice before, asked for a cheque because the banks were closed for Diwali. He gave me a cheque for ₹2,500 on the 8th, but it bounced because his account was empty. He’s been making promises to pay in cash but keeps dodging me and now won’t even answer my calls. I told him I’d take legal action, but he just brushed it off. Now I really want to pursue this, but how do I go about it? Can I handle it myself, or do I need a lawyer? Any advice would be greatly appreciated!
Vote Up
201
Vote Down
Apni Law Staff asked 8 months ago

I’m really stressed out! Back in October, a customer who’d bought from me twice before, asked for a cheque because the banks were closed for Diwali. He gave me a cheque for ₹2,500 on the 8th, but it bounced because his account was empty. He’s been making promises to pay in cash but keeps dodging me and now won’t even answer my calls. I told him I’d take legal action, but he just brushed it off. Now I really want to pursue this, but how do I go about it? Can I handle it myself, or do I need a lawyer? Any advice would be greatly appreciated!

1 Answers
Vote Up
14
Vote Down

Best Answer

Apni Law Staff answered 8 months ago

You can pursue legal action under Section 138 of the Negotiable Instruments Act. Since the cheque bounced due to insufficient funds, you can file a complaint with a magistrate. It is advisable to consult a lawyer who can guide you through the process and help prepare necessary documents.

You Might Also Like

My son is away and I’ve been handling his finances. A company previously bounced a check, and I’ve written a demand notice. Could you please take a look and give me your approval before I send it?

My cheque, issued on July 9th, 2016, was valid for three months. It was presented on time, but I haven’t received a demand notice yet. Can I still send one, or is there another way to get my money back besides filing a lawsuit?

My friend borrowed ₹10 lakhs from me and promised to repay by December 2016. He’s facing some difficulty now and asked for more time. I’m planning to get a post-dated cheque from him as a guarantee. What steps should I take to ensure legal action if the cheque bounces? Also, under what circumstances would the dishonor of this cheque become a legal offense?

I filed a complaint on September 14th at Badalpur Police Station in Dadri, Greater Noida, against someone who tricked me out of ₹3,50,000. We reached a compromise in front of the SHO, where I received ₹1,70,000 and three cheques of ₹40,000 each. However, these cheques bounced in March, April, and May. There’s still a remaining ₹13,000 owed to me. Now, this person is ignoring me and even submitted a false affidavit claiming I received the full amount and the case is closed. What steps can I take to get justice?

My friend lent me ₹5.2 lakhs, but my cheque bounced because my account was closed. I got a legal notice, but didn’t reply. Now I’ve received a court summons for January. I’m unemployed and a single parent, so I can’t repay the money. What can I do to get out of this situation?

Share This Article
Previous Article I filed a patent while studying at Amity University. After facing some health issues, I resigned. I’ve now finished my patent and sent all the details to Amity University for completion. However, they’re not responding to my emails and claim they can’t answer non-Amity emails. Who should I reach out to now? My patent completion deadline is nearing, and I’m worried it might lapse.
Next Article My father passed away in 2013, leaving behind our ancestral home in Rajasthan. Since then, my uncle has registered the house in his name. We don’t have any official documents (Patta) for the property and the village council is not cooperating. Can I claim my rightful share in the house?

Follow US

Find US on Social Medias
Popular News
- Advertisement -
- Advertisement -
Ad imageAd image

📢 Stay Connected!

Join our community on Telegram and WhatsApp for instant updates, news, and exclusive offers.