My ECS for January 2016 was rejected by IDBI Bank, citing a closed account. I contacted both HDFC and IDBI Bank via email, but received no satisfactory response. After personally inquiring with IDBI, they confirmed in writing that the details submitted by HDFC were incorrect. I provided HDFC with a letter from IDBI on April 28, 2016, but have yet to receive a proper response. Despite daily contact with HDFC staff, they offer excuses every day. Is it advisable to take legal action against both banks for causing me significant mental stress, impacting my CRISIL score, and wasting my precious time?
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While you can request a document verification report from the police, it’s not legally binding for future car sales. The report only confirms the authenticity of documents at the time of verification. Legal ownership transfer requires registration with the Regional Transport Office (RTO) and completion of the necessary paperwork.
- Apni Law answered 2 years ago
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