My commercial vehicle accidentally bumped into another car in a crowded public parking lot, damaging its front bumper. The car owner is now asking for compensation. What are my options?

You are legally obligated to compensate the car owner for the damage caused. You can either settle the claim amicably with the owner or, if you disagree with the amount, approach your insurance company for assistance. If you don’t have insurance, you will be solely responsible for the repair costs.