Respected Sir, The company keeps asking for documents even though I’ve already submitted everything. Their latest request is for a completed KYC form (part of the claim form) and a self-declaration on the amount of tobacco I chew daily. I’ve submitted KYC twice already. Earlier, they asked for a doctor’s certificate about the cause of my current illness. Should I provide a self-declaration on tobacco chewing, considering the doctor’s question about its relation to my illness?

Apni Law
Apni Law
Law Forum › Category: Insurance › Respected Sir,

The company keeps asking for documents even though I’ve already submitted everything. Their latest request is for a completed KYC form (part of the claim form) and a self-declaration on the amount of tobacco I chew daily. I’ve submitted KYC twice already. Earlier, they asked for a doctor’s certificate about the cause of my current illness. Should I provide a self-declaration on tobacco chewing, considering the doctor’s question about its relation to my illness?

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Apni Law Staff asked 2 years ago

Respected Sir,

The company keeps asking for documents even though I’ve already submitted everything. Their latest request is for a completed KYC form (part of the claim form) and a self-declaration on the amount of tobacco I chew daily. I’ve submitted KYC twice already. Earlier, they asked for a doctor’s certificate about the cause of my current illness. Should I provide a self-declaration on tobacco chewing, considering the doctor’s question about its relation to my illness?

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Best Answer

Apni Law Staff answered 2 years ago

Indian law does not mandate disclosure of tobacco consumption for claim processing. Providing this information is voluntary. However, withholding information could impact your claim, so consult with a legal professional before making a decision.

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