My husband took out a life insurance policy through his company years ago. He named his brother as the beneficiary. Now, with the recent changes in the insurance laws, I’m wondering if I, as his legal heir, will receive the policy money or if it will go to his brother?

Under Indian law, the beneficiary named in the life insurance policy at the time of its inception is typically the rightful recipient of the policy money. However, a legal heir can challenge this designation if there is evidence of fraud, undue influence, or other legal grounds. It is advisable to consult a legal professional to determine your specific rights and options.