My father recently passed away naturally. We had a life insurance policy with accidental cover. We only claimed the natural death benefit, but the insurance company mistakenly paid us the accidental cover amount. Are we legally obligated to return the extra money?

Yes, you are legally obligated to return the extra money. In India, accepting money under false pretenses or through a mistake is considered misappropriation and can have legal consequences, including the requirement to repay the amount. It’s important to inform the insurance company of their error and return the funds promptly.