Apni Law Staff asked 1 year ago
In September 2014, I was in a serious motorbike accident. Admitted to the hospital with severe internal injuries, I had both bike insurance and personal health insurance. Initially, my parents thought they could manage the expenses and didn’t file a claim with either insurance. After a week, my condition worsened, leading to medical bills exceeding 10 lakhs. Upon discharge, I claimed 2 lakhs from my health insurance. Can I now claim the remaining medical expenses from the bike insurance?
Best Answer
Apni Law Staff answered 1 year ago
Under Indian law, you can’t claim the remaining medical expenses from your bike insurance. Your health insurance is the primary coverage for medical expenses. Since you already claimed from your health insurance, you can’t claim the same expenses again from your bike insurance, even if it’s for the same incident.
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