My mother passed away last year, and I’m her only child. She had a bank account at Union Bank, but there’s no nominee on it. How can I transfer this account to either my name or my father’s name in the simplest way possible?

You will need to submit a death certificate, a copy of your mother’s will (if any), and an inheritance tax clearance certificate to Union Bank. The bank will then guide you through the process of transferring the account, either to your name or your father’s, based on the legal documents you provide.