My father passed away in 2013, leaving behind a house in Karnataka registered in his name. We cleared his housing loan after his death, but when we requested the house papers, the bank insisted on a succession deed. I, my mother, and sister live in Goa, and a Goan lawyer suggested we couldn’t obtain the succession deed as our documents were from Karnataka. However, a Karnataka lawyer said the deed couldn’t be processed there because we reside in Goa. What should we do to get our house papers?

Apni Law
Apni Law
Law Forum › Category: Documentation › My father passed away in 2013, leaving behind a house in Karnataka registered in his name. We cleared his housing loan after his death, but when we requested the house papers, the bank insisted on a succession deed. I, my mother, and sister live in Goa, and a Goan lawyer suggested we couldn’t obtain the succession deed as our documents were from Karnataka. However, a Karnataka lawyer said the deed couldn’t be processed there because we reside in Goa. What should we do to get our house papers?
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Apni Law Staff asked 9 months ago

My father passed away in 2013, leaving behind a house in Karnataka registered in his name. We cleared his housing loan after his death, but when we requested the house papers, the bank insisted on a succession deed. I, my mother, and sister live in Goa, and a Goan lawyer suggested we couldn’t obtain the succession deed as our documents were from Karnataka. However, a Karnataka lawyer said the deed couldn’t be processed there because we reside in Goa. What should we do to get our house papers?

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Apni Law Staff answered 9 months ago

You need to obtain a succession certificate from a competent court in Karnataka, where the property is located, even though you reside in Goa. This certificate will establish your legal heirship and enable you to transfer the property’s ownership to your names. Consult a lawyer in Karnataka to guide you through the legal process.

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Next Article I bought a flat from Mr. B, who bought it from Mr. A 18 years ago. Now, the bank is refusing to give me my home loan because they want the original deed between the builder and Mr. A, which Mr. B doesn’t have. Is this fair? If not, how can I get them to release the loan?

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