My husband’s emotional and physical abuse forced me and my son to leave him. We’ve been separated for 15 months, and he hasn’t provided any financial support. I took out life insurance policies in his name, paying all the premiums myself. Now, I need to transfer these policies to my name and get him to sign the divorce papers, which he’s refusing. He meets our son on weekends but refuses to take any responsibility. He still has all my jewelry. I’m struggling financially, and any help would allow me to better support my son. People are disrespecting me, and he won’t even consider a divorce. I need guidance on transferring the life insurance policies, getting a divorce, and finding educational resources for my son.