I’m facing a terrible situation. Someone is using my photo and my family’s names on social media, falsely accusing me of being a defaulter and spreading harmful rumours. I need help to stop this harassment.

You can file a complaint with the cybercrime police station under the Information Technology Act, 2000. This act criminalizes the publication of false and defamatory information online, including the use of someone’s image or name without consent. You can also issue a legal notice to the perpetrator demanding the removal of the content.