I lent ₹30,000 to a government employee, a police officer, as a friendly loan. He repaid half the amount in installments but hasn’t paid anything for the last six months. Today, I deposited a ₹20,000 cheque he gave me, but the bank bounced it due to insufficient funds. What legal options do I have to recover my money and hold him accountable for his actions?

Apni Law
Apni Law
Law Forum › Category: Criminal › I lent ₹30,000 to a government employee, a police officer, as a friendly loan. He repaid half the amount in installments but hasn’t paid anything for the last six months. Today, I deposited a ₹20,000 cheque he gave me, but the bank bounced it due to insufficient funds. What legal options do I have to recover my money and hold him accountable for his actions?
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Apni Law Staff asked 2 years ago

I lent ₹30,000 to a government employee, a police officer, as a friendly loan. He repaid half the amount in installments but hasn’t paid anything for the last six months. Today, I deposited a ₹20,000 cheque he gave me, but the bank bounced it due to insufficient funds. What legal options do I have to recover my money and hold him accountable for his actions?

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Best Answer

Apni Law Staff answered 2 years ago

You can file a civil suit in a court of competent jurisdiction to recover the remaining ₹15,000 loan amount and any applicable interest. You can also pursue criminal charges under Section 138 of the Negotiable Instruments Act, 1881, for the bounced cheque.

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