A woman in India lost her husband and now lives with her parents. Her late husband had taken a personal loan, and the lender is now harassing her with threats, saying they will publicly declare her a defaulter at her workplace and in her community if she doesn’t repay the debt. However, she had no involvement in the loan or her husband’s property. The court has issued a summons under Section 506 of the IPC. Are there any legal precedents supporting her case?

Apni Law
Apni Law
Law Forum › Category: Criminal › A woman in India lost her husband and now lives with her parents. Her late husband had taken a personal loan, and the lender is now harassing her with threats, saying they will publicly declare her a defaulter at her workplace and in her community if she doesn’t repay the debt. However, she had no involvement in the loan or her husband’s property. The court has issued a summons under Section 506 of the IPC. Are there any legal precedents supporting her case?
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Apni Law Staff asked 1 year ago

A woman in India lost her husband and now lives with her parents. Her late husband had taken a personal loan, and the lender is now harassing her with threats, saying they will publicly declare her a defaulter at her workplace and in her community if she doesn’t repay the debt. However, she had no involvement in the loan or her husband’s property. The court has issued a summons under Section 506 of the IPC. Are there any legal precedents supporting her case?

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Apni Law Staff answered 1 year ago

Indian law recognizes that a spouse is not liable for their partner’s debts unless they were a co-borrower or guarantor. The woman’s lack of involvement in the loan and her husband’s property is a strong legal defense. Several precedents establish that harassment and threats based on a deceased spouse’s debt are actionable offenses under Section 506 of the IPC.

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