My phone got damaged, and it’s insured by Syska. I filed a claim, which they approved. Every time I call, they say my payment is being processed and to wait a few days. This has been going on for three months! What should I do next?

Under the Indian Insurance Act, you have the right to receive your claim payment within a reasonable timeframe. Since Syska has approved your claim and it’s been three months without payment, you should escalate this issue by sending a formal complaint letter to Syska and also consider contacting the Insurance Ombudsman for redressal.