My family bought a flat in Panchkula Sector 20 back in 2010. The builder promised a special loan scheme for two years, but it never came through. We paid another 10% of the cost and got the allotment letter. The builder finally allowed us to get a mortgage in October 2011. But then they started demanding more money and charging interest for delays. We complained and the builder stopped charging interest for a while. But, the promised delivery date passed. The builder finally gave us the keys in August 2015, but without the necessary permits. They later offered these permits, but with a huge late payment charge. We’re living in the flat, but we’re worried about the builder’s actions. What should we do?

Apni Law
Apni Law
Law Forum › Category: Consumer Court › My family bought a flat in Panchkula Sector 20 back in 2010. The builder promised a special loan scheme for two years, but it never came through. We paid another 10% of the cost and got the allotment letter. The builder finally allowed us to get a mortgage in October 2011. But then they started demanding more money and charging interest for delays.

We complained and the builder stopped charging interest for a while. But, the promised delivery date passed. The builder finally gave us the keys in August 2015, but without the necessary permits. They later offered these permits, but with a huge late payment charge.

We’re living in the flat, but we’re worried about the builder’s actions. What should we do?

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Apni Law Staff asked 8 months ago

My family bought a flat in Panchkula Sector 20 back in 2010. The builder promised a special loan scheme for two years, but it never came through. We paid another 10% of the cost and got the allotment letter. The builder finally allowed us to get a mortgage in October 2011. But then they started demanding more money and charging interest for delays.

We complained and the builder stopped charging interest for a while. But, the promised delivery date passed. The builder finally gave us the keys in August 2015, but without the necessary permits. They later offered these permits, but with a huge late payment charge.

We’re living in the flat, but we’re worried about the builder’s actions. What should we do?

1 Answers
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Best Answer

Apni Law Staff answered 8 months ago

You have grounds to seek legal recourse against the builder for breach of contract, delay in delivery, and charging illegal interest. Consult a lawyer to file a case in the Consumer Forum or a civil court for compensation, and to ensure the builder provides the necessary permits and clears all pending dues.

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