My builder has asked me to pay for a club membership, which wasn’t part of our agreement, even though I’ve paid everything as per the schedule. The club is owned by the builder and is still under construction. They’re refusing to hand over the flat unless I pay. There’s no written demand for this payment. What can I do?

This is a clear case of coercion. Your builder cannot force you to pay for an additional, unrelated expense, especially without a written agreement. You can file a complaint with the Real Estate Regulatory Authority (RERA) and/or approach the Consumer Forum for redressal. Refuse to pay and seek legal counsel to assert your rights.