I bought a flat last year with a 90% home loan from DHFL. They said the flat was 70% complete, but it feels more like 50%. The builder has stopped work due to financial issues. I’ve asked for a refund, but haven’t heard back. Now, DHFL is charging me pre-EMI on the loan and threatening my credit score if I don’t pay. We signed a tripartite agreement. Can I sue both DHFL and the builder?

Apni Law
Apni Law
Law Forum › Category: Consumer Court › I bought a flat last year with a 90% home loan from DHFL. They said the flat was 70% complete, but it feels more like 50%. The builder has stopped work due to financial issues. I’ve asked for a refund, but haven’t heard back. Now, DHFL is charging me pre-EMI on the loan and threatening my credit score if I don’t pay. We signed a tripartite agreement. Can I sue both DHFL and the builder?
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Apni Law Staff asked 7 months ago

I bought a flat last year with a 90% home loan from DHFL. They said the flat was 70% complete, but it feels more like 50%. The builder has stopped work due to financial issues. I’ve asked for a refund, but haven’t heard back. Now, DHFL is charging me pre-EMI on the loan and threatening my credit score if I don’t pay. We signed a tripartite agreement. Can I sue both DHFL and the builder?

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Best Answer

Apni Law Staff answered 7 months ago

Yes, you can sue both DHFL and the builder. You have grounds to sue DHFL for charging pre-EMI on an incomplete flat and for threatening your credit score. You can sue the builder for breach of contract and for not completing the flat as per the agreed timeline. The tripartite agreement makes both parties legally liable to you.

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