Buying a Flat in India: Q1. Can a builder hand over my apartment in a multi-storey building before getting the official completion certificate? Q2. Is it fair for the builder to charge me interest on payments for a delayed under-construction project? Q3. What are my options if the building layout changes and my apartment loses sunlight due to construction in front?

In India, a builder cannot hand over an apartment before obtaining the completion certificate. While builders can charge interest for delayed payments, it should be stipulated in the agreement and reasonable. If a building layout changes negatively affecting your apartment, you have the right to raise objections and seek compensation or modifications as per the agreement and relevant legal provisions.