My brother bought some jewelry, and the remaining balance with the goldsmith was ₹1,00,000. He took my undated check as a guarantee, paying ₹5,000 every month for three years. After four years, he deposited the check into a closed account, causing it to bounce and leading to a complaint. What can I do to resolve this issue?

The goldsmith’s actions of depositing the check after four years, despite your brother’s consistent payments, constitute a breach of trust. You can file a criminal complaint against the goldsmith for dishonoring a cheque under Section 138 of the Negotiable Instruments Act, 1881. Additionally, you can pursue civil action to recover the amount of the check and the legal expenses incurred.