I applied for a bank account at [Bank Name] and received a pre-opening kit with a cheque book. However, the account wasn’t opened due to some reason. I issued a cheque to a party, which bounced. Now I’ve received a legal notice. What should I do since my name doesn’t appear in the bank’s records?

Since your name does not appear in the bank’s records, you have a strong defense against the legal notice. You should immediately contact the bank to clarify the situation and obtain documentation confirming the account was not opened. You can then use this evidence to respond to the legal notice and defend yourself against the allegations.