I'm planning to apply for local discharge from the Indian Army. Can you explain the rules and procedure for this? Who has the authority to grant local discharge, besides the commanding officer, like a soldier board or a parliament member?

Yes, you should consider taking legal action against the builder. You can file a complaint with the Real Estate Regulatory Authority (RERA) in Haryana for the delayed construction and non-payment of EMIs. You can also file a civil suit in the appropriate court for breach of contract and seek compensation for the builder’s negligence.